Excel may feel “free,” but it is likely the most expensive tool you own due to the risk it creates. We call this the “Cost of Inertia.” As you scale, Excel creates a “Growth Wall” where your team physically cannot process more volume without making “fat-finger” errors. Bedrock replaces this fragile “Scrappy Stack” (Excel, Email, Dropbox) with a Single Source of Truth that automates your back office, allowing you to scale your AUM without linearly scaling your headcount.
Bedrock is a “Modern Hybrid” that serves as both an Ops Command Center and a “Credibility Engine.” Sophisticated institutional investors now conduct deep Operational Due Diligence (ODD) on your back office. By providing them with a professional Investor Portal—where they can access real-time performance data and K-1s 24/7—you signal institutional maturity, helping you raise capital faster and close the “Credibility Gap”.
No. Unlike legacy software built for simple 30-year consumer mortgages, Bedrock was architected specifically for the complexity of private credit. We natively handle construction draws, asset-based lending (ABL), and multi-investor waterfalls. We don't force you to change your business to fit our software; we map our secure schema to your specific "Loan Bible".
We eliminate the "inbox chaos" of draw management. Instead of tracking budgets in spreadsheets and chasing emails, Bedrock provides a Service Request Queue. Borrowers submit requests directly via the Borrower Portal, and the system automatically tracks them against the budget, validates inspections, and routes them for approval. This prevents over-funding and allows your team to manage higher volumes with less stress.
Yes. Bedrock is designed for complex capital structures. We handle tiered investor waterfalls, multi-fund allocations, and variable interest calculations (including PIK) natively. This ensures that your investor reporting is accurate to the penny, without the "month-end scramble" of manual reconciliation.
Yes. We provide a "Big Bank" digital experience that empowers your borrowers to view balances, make payments, and request draws online. For clients like ProducePay, this self-service capability reduced administrative friction and gave over 700 growers greater visibility into their financing.
We aim for speed without sacrificing accuracy. For example, ProducePay relaunched their entire lending operation on Bedrock in just 100 days, migrating thousands of complex, season-linked transactions with zero data loss. Our white-glove implementation team handles the heavy lifting, validating your historical data "to the penny" so you don't lose a single transaction.
Absolutely. Bedrock provides an immutable audit trail for every action in the system. Every payment, rate change, and document upload is time-stamped and user-logged. This allows you to pass audits and Operational Due Diligence (ODD) instantly, replacing the "shoebox audit" panic with a 30-minute review.
Outsourcing creates a "Black Box" between you and your customers, limiting your control and data access. Bedrock offers a "Modern Hybrid" solution: you get the automation and efficiency of a top-tier servicer, but you retain total in-house control of your data and borrower relationships. You keep the relationships; we automate the engine.
We encourage you to calculate your "Cost of Inertia." When you factor in the cost of manual reconciliation (approx. 40 hours/month), the risk of "fat-finger" errors (which can cost thousands per incident), and the "Opportunity Tax" of lost capital allocations, the status quo is likely costing you significantly more than the Bedrock license. For ProducePay, moving to Bedrock reduced servicing costs by 25% while enabling them to scale transaction volume to over $2B annually.
No, it empowers them. Bedrock allows you to scale AUM by 10x without increasing headcount. It frees your Ops Head (The "Scrambler") from the burnout of manual data entry and allows them to focus on high-value strategy and investor relations. It transforms them from a "Scrambler" into an "Architect" of a scalable financial institution.
Trade manual chaos for the clarity, compliance, and control trusted by leading institutions.